Savings Calculator
How much will regular equal deposits accumulate. Enter the quantities below to calculate the result.
Result for the values shown.
Calculations run in your browser.
What to enter
| Input | Meaning and units |
|---|---|
| Starting balance (currency) | Enter starting balance in currency; use the same basis as the other measurements. |
| Deposit each period (currency) | Enter deposit each period in currency; use the same basis as the other measurements. |
| Interest rate per deposit period (%) | Enter percentage units: 5 means 5%, not a fraction of 0.05. |
| Number of deposits | Choose how often interest is added. Keep the nominal rate on an annual basis. |
| Deposit timing: 0=end, 1=beginning | Enter deposit timing: 0=end, 1=beginning using the definition in the method and example. |
Understanding your result
The outputs describe the mathematical scenario you entered. Assumed rates, timing and included costs determine the result; an estimate is not an offer or eligibility decision.
Common mistakes
- Mixing annual and monthly periods, or leaving out a cost that the model does not include.
Check your calculation
- Compare a simple one-period or zero-change case with hand arithmetic before applying a longer scenario.
Calculation checks, sources and review limits
How much will regular equal deposits accumulate?
How much will regular equal deposits accumulate. Enter the quantities below to calculate the result.
Common uses
- How much will regular equal deposits accumulate
How it works
Add compounded starting balance to an equal-payment annuity, selecting beginning or end of each period.
Worked example
Enter Starting balance: 1000 currency; Deposit each period: 100 currency; Interest rate per deposit period: 10 %; Number of deposits: 2 ; Deposit timing: 0=end, 1=beginning: 0 . Results: Accumulated balance: 1420 currency.