EVERYDAY CLARITY
Annuity Present Value Calculator
What is this equal-payment annuity worth today. Enter the quantities below to calculate the result.
Your result
Present value
currency
Result for the values shown.
Calculations run in your browser.
What to enter
| Input | Meaning and units |
|---|---|
| Payment per period (currency) | Enter payment per period in currency; use the same basis as the other measurements. |
| Discount rate per period (%) | Enter percentage units: 5 means 5%, not a fraction of 0.05. |
| Number of payments | Choose how often interest is added. Keep the nominal rate on an annual basis. |
| Payment timing: 0=end, 1=beginning | Enter payment timing: 0=end, 1=beginning using the definition in the method and example. |
Understanding your result
The outputs describe the mathematical scenario you entered. Assumed rates, timing and included costs determine the result; an estimate is not an offer or eligibility decision.
Common mistakes
- Mixing annual and monthly periods, or leaving out a cost that the model does not include.
Check your calculation
- Compare a simple one-period or zero-change case with hand arithmetic before applying a longer scenario.
Calculation checks, sources and review limits
What is this equal-payment annuity worth today?
What is this equal-payment annuity worth today. Enter the quantities below to calculate the result.
Common uses
- What is this equal-payment annuity worth today
How it works
Discount fixed periodic payments with beginning/end timing.
Worked example
Enter Payment per period: 110 currency; Discount rate per period: 10 %; Number of payments: 2 ; Payment timing: 0=end, 1=beginning: 0 . Results: Present value: 190.9090909090909 currency.